Follow the tips below to help prevent fraud from occurring on your account or from being a victim of identity theft:
*PREVENTION - Keep personal information private by eliminating the circulation of your confidential paper documents removing the threat posed by unsecured mailboxes.
Electronic bills and statements - Many companies allow you to select electronic bills and statements. Prairie State Bank & Trust offers all our customers FREE Online Banking including Online Statements.
Pay bills online - Use online bill payment on a secure Internet access (not a public Wi-Fi hotspot) instead of mailing checks. Prairie State Bank & Trusts Online Bill Pay offers you peace of mind you are utilizing a secure network. If you must mail checks, do so at a post office or post office box directly. NEVER leave outbound bills and checks at your mailbox for pickup by your mail carrier.
Direct Deposit - Whenever possible have your funds direct deposited into your account. A few examples are payroll checks, government issued checks, and reoccurring deposits.
*DETECTION - In 2011, 43 % of fraud was first detected by the victims.
Take control - Monitor your account(s) daily with Prairie State Bank & Trusts Online Banking, Mobile Banking or 24-Hour Telephone Banking.
Set up alerts - sent by e-mail or to a mobile device giving you a chance to quickly, detect if your banking information has been compromised as well as giving you the advantage of reporting it early and bringing it to a stop.
Call our Customer Service Center 1-800-597-2977 or your local branch for more information on how these fraud prevention products can benefit you.
*Javelin Strategy & Research Report February 2012