Prairie State Bank & Trust
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Loans


Home Loans

Whether you want to buy a new home, refinance your home, buy a vacation home, or use your home's equity to meet another need – such as your child's education or improving your home - Prairie State Bank & Trust makes the experience easy!

We offer a variety of aggressively priced mortgage loan options to fit your needs, including conventional long-term fixed rate loans, Rural Development loans, FHA loans, VA loans, bridge loans, junior mortgage loans, and Home Equity Lines of Credit.

To quickly and easily apply online for a residential home loan or home equity line of credit, go to the Mortgage Loan Center. Applying through our Mortgage Loan Center expedites the loan decision process. Click here for an application to complete and either mail in or bring to our location nearest you. For a complete list of our locations and addresses, click here and then select the location desired for a complete address.

For more information, contact one of our lenders today to get started.


Residential Construction & Lot Loans

Whether you are thinking of building a new home, completely renovating your current home, or just want to buy that perfect lot for the home you plan to build next year, the lenders at Prairie State Bank & Trust can help!

To apply for a construction or lot loan, click here for an application to complete and mail to the branch most convenient for you. For a complete list of our locations and addresses, click here and then select the location desired for a complete address.

For more information, contact one of our lenders today to get started.


Consumer Loans

If you are ready to buy a new vehicle, boat or RV, want to refinance your current vehicle or have other unexpected personal needs, let us help you meet those needs with a Prairie State Bank & Trust consumer loan!

To apply for a consumer loan, click here for an application to complete and either take it, or mail it, to the branch most convenient for you. For a complete list of our locations and addresses, click here and then select the location desired for a complete address.

For more information, contact one of our lenders today to get started.