Prairie State Bank & Trust offers Mobile Banking services that give customers access to their bank accounts when they want the information and are designed to help make customers lives easier.
Mobile Banking services allow PSB&T customers access to their account information by way of cell phone and tablets and are available to anyone with personal deposit accounts at Prairie State Bank & Trust. We encourage you to try these easy-to-use services.
Mobile Apps are available for consumers with iPhone, iPad, and most Android phones. With the Mobile App, you will be able to view account balances and posted transactions, transfer funds between PSB&T deposit accounts, set up alert notifications to receive by email and make deposits. In addition to these basic functions, four additional features are available to give you options for more control and to help simplify your own banking practices. They are PIN Login, Debit Card On/Off and Touch ID and can be set up by tapping the Settings button on the bottom scroll bar. In addition, Mobile Deposit is available by tapping the Deposit button on the Main Menu.
PIN Login allows you to create a four digit code to access the app functions without having to enter your Username and Password.
Touch Id allows you to access the app functions without having to enter your Username or Password by scanning your fingerprint. (Compatible with iPhone 5S and newer)
Debit Card On/Off is a feature that lets you control when your PSB&T Visa Debit Card is able to withdraw funds at an ATM or authorize debit card transactions. This is a great way to protect your account against unauthorized transactions. You control when your card can be used and this will give you peace of mind.
Note: turning your card OFF only impacts future debit card (point of sale and ATM) transactions. Any previously authorized transactions will be paid, and any recurring transactions you had previously set up will still occur. Turning your card OFF will not affect your checks, mobile or internet transfers, bill payment, or any other type of transactions in your account(S).
Mobile Deposit allows you to deposit individual checks made payable to you using your mobile device. You will write your name and "For Mobile Deposit Only" in the endorsement section on the back of the check and complete the steps after tapping "Deposit".
Do you want to try the Mobile App service today? Simply go to the App store for iPhone and iPad devices and Google Play for Android phones, search for Prairie State Bank & Trust, and complete the self-registration process.
After you have registered for Mobile App, you may start using the service right away. For help with understanding the app, we have provided Frequently Asked Questions for you to review. These are located in the App and on our website under Tools for You under Frequently Asked Questions.
As a Mobile App user, you automatically have access to Mobile Text. The text number is 662265 and commands are listed below in the Mobile Text section.
Have you ever needed to know your account balance or last few transactions that posted to your account quickly but do not have a smartphone or access to a computer? If this has happened to you, Mobile Text is the service that can help you. Once registered, simply text a command to 662265 and within seconds the information will be sent to you. The Mobile Text Commands are:
ACT Last four transactions on your primary checking account
BAL Primary checking account balance
BALALL All account balances
CMD Lists available commands
HELP Customer Service telephone number if you need assistance
STOP Will stop the Mobile Text service
Would setting up a balance alert help you? With Mobile Text, establish a minimum balance and when the account balance falls below the amount, you will receive a text daily letting you know. This is a great way to help you manage your money prior to your next pay date.
To find out more how this Mobile Text service can benefit you, call our Customer Service Specialists at 800 597 2977 or your local branch and talk with a Customer Service Representative about this service.
With Mobile Web service you may access information on your account through a special website address that is smartphone and tablet friendly. This service provides the same information and most features as Online Banking however it does require you to be an Online Banking user. Online Banking is provided at no cost and to register for it, go to the main page of our website, www.psbank.net, click ENROLL NOW next to Access an Online Account and follow the steps to sign up for this service. Once this process has been completed and we have confirmed the enrollment, you will be able to access your account information by going to https://psb.mo-banking.mobi. You will log in with your Online Banking User ID and Password.