Prairie State Bank & Trust
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Annuities

 


Overview

Prairie State Bank and Trust offers fixed-rate, tax-deferred annuities through a long-standing relationship with American Central Insurance Services, Inc. For over 20 years, American Central Insurance has worked with our customers to provide this long-term investment alternative, especially useful for saving money for retirement. Several of our employees are designated as “annuity specialists” and hold the insurance license that allows them to discuss this product with you in detail and assist in the sales process.


Products & Services

Our annuity specialists are available to discuss current interest rates as well as the details of all the product features. Our objective is to educate our customers as part of our commitment to provide excellent customer service. Through this educational process, you can better understand whether an annuity might be a good investment for you.

Some features of our current annuity offering:

  • Initial term of 7 years
  • Interest earnings compound “tax deferred”
  • Competitive rates with minimum interest rate guarantees
  • May allow for monthly interest withdrawals
  • May include a nursing home waiver

Contact

Our annuity specialists can help you better understand how an annuity might make a good investment for you. Our objective is to educate our customers as part of our commitment to provide excellent customer service. Through this educational process, you will be able to make the choice which best fits your long-term objectives.

Debbie Kershaw
Virden
217-965-5496
dkershaw@psbank.net

Lisa Page
Charleston
217-348-8131
lpage@psbank.net

Christina Perry
Mattoon
217-258-8131
cperry@psbank.net

Carla Beyers
Lewistown
309-547-3006
cbeyers@psbank.net

 


Not FDIC Insured; Not a deposit or other obligation of, or guaranteed by, Prairie State Bank and Trust; May be subject to investment risk, including the possible loss of the principal amount invested.