Business Mastercard Credit Card

You seize every opportunity possible for your business. Now Prairie State Bank & Trust's Mastercard® Business Card helps you take advantage when opportunity presents itself — by giving you more financial flexibility with the stability and security of Mastercard®.


Credit Card Rewards

Earn points for everyday purchases and redeem them for gift cards, air travel, vacations and more!

Learn more & enroll today! 


No Annual Fee

Enjoy the safety, security and convenience of Mastercard® with no annual fee.

Learn more & enroll today!

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EMV Chip Security

Enjoy built-in chip technology for an added layer of protection.

Learn more & enroll today!

Features and Benefits

  • No annual fee
  • Free enrollment in our optional Rewards Program
  • Automatic bill payment
  • Added security of chip technology
    • For more information on EMV chip technology please click here
  • Free enrollment in automatic payment draft options
  • Manage your account online:
    • View statements and transactions, and build expense reports
  • Enroll in our Easy Savings Program
    • Earn up to 20% of your purchase back at qualified merchants such as hotels, car rentals and vehicle maintenance merchants
  • Consolidated or individual billing options
  • Save on fuel, shipping, travel and more
  • Enjoy secure ATM access with customer-selected PIN
  • Optional annual summary of charges
  • Extended Warranty at no extra charge
  • Purchase Assurance® on damaged or stolen purchases
  • Travel assistance services, including MasterTrip® Travel Assistance and Travel Services Medical Assistance®
  • MasterRental® Insurance Coverage
  • MasterCard® Global Service on lost or stolen cards
  • MasterGuest® vacation planning service
  • Rebates from MasterCard Hotel Network 
  • Small business savings up to 5% from:
    • 19,500 brand name gas locations
    • Over 1,700 maintenance locations nationwide, including:
      • Fuelman Network, Firestone, and TiresPlus


  • Minimum limit: None
  • Subject to credit approval(1)


    • Annual fee: None
    • Transaction fees:
      • Balance transfer: Either $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $60)
      • Foreign transaction: 2% of the U.S. dollar amount of transactions converted from a foreign currency
    • Penalty fees:
      • Late payment fee: $35
      • Overlimit fee: $35
      • Returned payment fee: $35
      • Rates:
        • Prime + 8.65% APR on purchases(3)
        • Prime + 14.65% APR on cash advances(3)
For additional fees, please see our Business Credit Card Terms and Agreement.