Prairie State Bank & Trust offers insurance products through long-standing relationships with American Central Insurance Services, Inc. and American Prairie Insurance Solutions, Inc.  For over 20 years, American Central Insurance has worked with our customers to provide solutions for their insurance needs. 

Primary offerings include life and health insurance.  American Prairie Insurance Solutions offers crop insurance products for our agriculture customers.  Several of our employees are designated as insurance specialists and are licensed to provide insurance products to you.  In addition, both American Central Insurance and American Prairie Insurance have full-time agents in several of our bank locations.

Products & Services

Prairie State Bank & Trust insurance specialists are available to discuss the many features of our insurance offering.

As part of our commitment to provide excellent customer service, our objective is to educate our customers as to the benefits of appropriate insurance products. Through this educational process, you will be able to make the choice which best fits your objectives.

Our current insurance offering includes:

  • Group Health Insurance
  • Individual Health Insurance
  • Group Life Insurance
  • Individual Life Insurance
  • Federal Crop Insurance


Our agents are available to help assist you and answer any questions that you might have. 

Federal Crop Insurance products:

Personal Insurance, Individual Life & Health Insurance products:

Rob Ames - Charleston/Mattoon
Office: 217-512-2345
Cell: 217-246-6398
Dave James
Office: 217-698-9000
Justin Lyon - Decatur
Office: 217-619-7353
Cell: 217-855-4642
Dennis Lister
Office: 217-698-9000
Kyle Pflum - Mt. Zion
Office: 217-864-2353
Andrew Novaria
Office: 217-698-9000
Matthew E. Allen - Illinois
Matt Ehlers
Office: 217-979-9210
Matthew Dill - Virden
Office: 217-993-6276
Lee Rupnik
Office: 217-698-9000
Matt Ehlers - Kansas
Cell: 217-979-9210
Jeremy Travelstead
Office: 217-698-9000
Rob Shaffer - El Paso
Office: 309-716-4713
Sherri Stewart
Office: 217-599-1202

Agent/Customer Support:

Nathan Whiteman, REBC
Office: 217-732-4333
Sara Ervin

Not FDIC Insured; Not a deposit or other obligation of, or guaranteed by, Prairie State Bank and Trust; May be subject to investment risk, including the possible loss of the principal amount invested.