Mortgage Loan Center

Mortgage products that make you feel at home.

Prairie State Bank and Trust is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

There is no denying the home buying process is complicated but we’ll be with you every step of the way and walk you through the entire process.

Find Your Lender Today

Learn more about Residential Lending

Our Mortgage Lending team's goal is to save you time and money, while simplifying the process along the way.

Competitive rates for home purchase or refinance
Available for primary residence, second homes, vacation homes, or investment properties
A wide range of financing programs available:
- Fixed Rate Mortgages
- Conventional Mortgages
- FHA & VA Mortgages
- Construction to Permanent Mortgages
Helpful loan advisors with working knowledge of the local real estate market
Free pre-qualifications to ensure you can secure the financing you need
Refinance your current home to potentially lower your rate
Detailed, attentive service from start to finish