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Current Mortgage Interest Rates

Conventional Loans
Conventional LoansRateAPRPoints
30 Year Fixed Rate 3.125% 3.172% 0.000%
20 Year Fixed Rate 3.125% 3.192% 0.000%
15 Year Fixed Rate 2.75% 2.835% 0.000%
10 Year Fixed Rate 2.75% 2.874% 0.000%

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*Rates are subject to change at any time without notice. Rates shown are based on a $120,000 loan, 740 credit score and 75% loan-to-value. Rates may vary based on your credit score and loan-to-value.

Bank News

COVID-19 Update- Banking is an Essential Function- PSB&T to remain open: Read more > about COVID-19 Update- Banking is an Essential Function- PSB&T to remain open

Effective Thursday, March 19th- All locations moved to limited access.: Read more > about Effective Thursday, March 19th- All locations moved to limited access.

Effective Tuesday, March 17th-Branch Lobby Closures & Drive-Up Locations: Read more > about Effective Tuesday, March 17th-Branch Lobby Closures & Drive-Up Locations

Coronavirus COVID-19 Readiness: Read more > about Coronavirus COVID-19 Readiness

Jacksonville Night at Busch Stadium 2020: Read more > about Jacksonville Night at Busch Stadium 2020

Prairie State Bank & Trust has gone Social: Read more > about Prairie State Bank & Trust has gone Social

Online and Mobile Banking Info under Tools For You: Read more > about Online and Mobile Banking Info under Tools For You

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