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Current Mortgage Interest Rates

Conventional Loans
Conventional LoansRateAPRPoints
30 Year Fixed Rate 2.75% 2.797% 0.000%
20 Year Fixed Rate 2.625% 2.691% 0.000%
15 Year Fixed Rate 2.25% 2.335% 0.000%
10 Year Fixed Rate 2.125% 2.249% 0.000%

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*Rates are subject to change at any time without notice. Rates shown are based on a $120,000 loan, 740 credit score and 75% loan-to-value. Rates may vary based on your credit score and loan-to-value.

Bank News

All Prairie State Bank & Trust Locations Reopened: Read more > about All Prairie State Bank & Trust Locations Reopened

November is Fraud Awareness: Read more > about November is Fraud Awareness

Lobby Closure Updates- All Branch Lobbies Closed-Effective Monday, August 24th.: Read more > about Lobby Closure Updates- All Branch Lobbies Closed-Effective Monday, August 24th.

ATM Upgrades Coming Soon!: Read more > about ATM Upgrades Coming Soon!

To Better Serve You- Exciting News: Read more > about To Better Serve You- Exciting News

Economic Impact Payments- IRS Information: Read more > about Economic Impact Payments- IRS Information

COVID-19 Update- Banking is an Essential Function- PSB&T to remain open: Read more > about COVID-19 Update- Banking is an Essential Function- PSB&T to remain open

Coronavirus COVID-19 Readiness: Read more > about Coronavirus COVID-19 Readiness

Prairie State Bank & Trust has gone Social: Read more > about Prairie State Bank & Trust has gone Social

Online and Mobile Banking Info under Tools For You: Read more > about Online and Mobile Banking Info under Tools For You

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