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Current Mortgage Interest Rates

Conventional Loans
Conventional LoansRateAPRPoints
30 Year Fixed Rate 3.125% 3.173% 0.000%
20 Year Fixed Rate 2.875% 2.942% 0.000%
15 Year Fixed Rate 2.375% 2.46% 0.000%
10 Year Fixed Rate 2.25% 2.374% 0.000%

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*Rates are subject to change at any time without notice. Rates shown are based on a $120,000 loan, 740 credit score and 75% loan-to-value. Rates may vary based on your credit score and loan-to-value.

Bank News

SBA Paycheck Protection Program-APPLY TODAY!: Read more > about SBA Paycheck Protection Program-APPLY TODAY!

Economic Impact Payments- IRS Information: Read more > about Economic Impact Payments- IRS Information

Lobby Closure Updates- All Branch Lobbies Closed-Effective Monday, August 24th.: Read more > about Lobby Closure Updates- All Branch Lobbies Closed-Effective Monday, August 24th.

ATM Upgrades Coming Soon!: Read more > about ATM Upgrades Coming Soon!

To Better Serve You- Exciting News: Read more > about To Better Serve You- Exciting News

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COVID-19 Update- Banking is an Essential Function- PSB&T to remain open: Read more > about COVID-19 Update- Banking is an Essential Function- PSB&T to remain open

Coronavirus COVID-19 Readiness: Read more > about Coronavirus COVID-19 Readiness

Prairie State Bank & Trust has gone Social: Read more > about Prairie State Bank & Trust has gone Social

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