Business Lending

Loans for Professionals

As a physician, dentist, engineer, attorney, accountant or other professional, your needs may be unique. At Prairie State Bank & Trust, we provide creative solutions to meet those needs, and most importantly, deliver service that accommodates the demands of your often busy schedule.

Whether you are looking to purchase or build a new office facility, purchase new equipment, or acquire ownership in your practice or business, we will work to find a loan that is right for you!

Commercial Real Estate Loans

For commercial real estate loans, including owner-occupied commercial real estate, leased commercial real estate, commercial construction loans, commercial lot loans, or subdivision or other land development loans, we commit to handle your request promptly, and offer guidance and assistance along the way!

We also have lenders who can assist with specialty loans, such as Small Business Administration 504 loans.

Residential Rental Properties

If you are looking to purchase or refinance residential rental property, we have loans designed to meet your needs.


Other Business Loans

Whether purchasing equipment or vehicles, financing accounts receivable or funding inventory, we are able to service all of our business customer's needs!


Ag Loans

Whether you intend to farm it or simply hold for investment and rent, Prairie State Bank & Trust has provided loans to purchase or refinance farm and recreational land for years!

We also have lenders that specialize in funding the operating and equipment needs of farmers throughout Central Illinois.

Business Lending Team

With years of experience and a strong understanding of our local economy and infrastructure, we are equipped to help entrepreneurs and business owners find financial success.

Commercial Lending Team

Mike Battefeld

Mike Battefeld

Regional President Lewistown, Meredosia, Perry, & Surrounding Areas NMLS# 762698 View Bio for Mike Battefeld
Chad Faller

Chad Faller

Regional Director Charleston, Mattoon & Surrounding Communities NMLS# 527483 View Bio for Chad Faller
Bruce Hatfield

Bruce Hatfield

Regional President Savoy & Surrounding Areas NMLS# 1465174 View Bio for Bruce Hatfield
Joe Horabik

Joe Horabik

Market President & Senior Lender Jacksonville & Surrounding Areas NMLS# 504691 View Bio for Joe Horabik
Kyle Pflum

Kyle Pflum

Market President Mt. Zion, Decatur, & Surrounding Areas NMLS# 519826 View Bio for Kyle Pflum
Jon Valuck

Jon Valuck

Market President Springfield, Virden, & Surrounding Areas NMLS# 777735 View Bio for Jon Valuck
Dustin Wickenhauser

Dustin Wickenhauser

Market President Bloomington & Surrounding Areas NMLS# 446739 View Bio for Dustin Wickenhauser
Matthew E. Allen

Matthew E. Allen

Vice President & Regional Ag Loan Officer Statewide NMLS# 493894 View Bio for Matthew E. Allen
Chris Arthur

Chris Arthur

Vice President & Commercial Loan Officer Charleston, Mattoon & Surrounding Communities NMLS# 519824 View Bio for Chris Arthur
Matthew Dill

Matthew Dill

Commercial Loan Officer Virden, Girard, & Surrounding Communities NMLS# 2075476 View Bio for Matthew Dill
Jim Conlin

Jim Conlin

Senior Vice President & Commercial Loan Officer Savoy & Surrounding Communities NMLS# 1648995 View Bio for Jim Conlin
Jeff Hunt

Jeff Hunt

Senior Vice President & Commercial Loan Officer Springfield & Surrounding Communities NMLS# 517019 View Bio for Jeff Hunt
Justin Lyon

Justin Lyon

Commercial Loan Officer Decatur & Surrounding Communities NMLS# 681018 View Bio for Justin Lyon
Brian Mueller

Brian Mueller

Senior Commercial Lender Bloomington & Surrounding Communities NMLS# 1951053 View Bio for Brian Mueller
Eric Oschwald

Eric Oschwald

Senior Vice President & Commercial Loan Officer Springfield & Surrounding Communities NMLS# 517018 View Bio for Eric Oschwald
Stephen Coyle

Stephen Coyle

Commercial Relationship Manager & Loan Officer Springfield & Surrounding Communities NMLS# 700720 View Bio for Stephen Coyle