Mortgage products that make you feel at home.

Prairie State Bank and Trust is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

There is no denying the home buying process is complicated but we’ll be with you every step of the way and walk you through the entire process.

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Learn more about Residential Lending

Our Mortgage Lending team's goal is to save you time and money, while simplifying the process along the way.

  • Competitive rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties 
  • A wide range of financing programs available:
    • Fixed Rate Mortgages
    • Conventional Mortgages
    • FHA & VA Mortgages
    • Construction to Permanent Mortgages
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualifications to ensure you can secure the financing you need
  • Refinance your current home to potentially lower your rate
  • Detailed, attentive service from start to finish

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Meet our Residential Lending Team

Jerry Boster

Jerry Boster

Senior Vice President & Mortgage Loan Officer Springfield, Virden, Decatur, Bloomington & Surrounding Communities NMLS# 427567 View Bio for Jerry Boster
April DeSollar

April DeSollar

Vice President & Mortgage Loan Officer Jacksonville, Lewistown, Decatur, Bloomington & Surrounding Communities NMLS# 525610 View Bio for April DeSollar
Deana Lee

Deana Lee

Vice President & Mortgage Loan Officer Charleston, Mattoon, Savoy, Decatur, Bloomington & Surrounding Communities NMLS# 1507119 View Bio for Deana Lee

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Prairie State Bank & Trust NMLS ID# 472927

To access NMLS registrants directly please visit this website: (