Platinum Mastercard® Credit Card

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Our Prairie State Bank & Trust Platinum Mastercard® Credit Card gives you additional financial power, with low interest and perks that come in handy when the unexpected occurs.

Features and Benefits

  • No annual fee
  • Low Annual Percentage Rate on purchases and cash advances(*)
  • With our Scorecard® Rewards Program, for every dollar you spend, you'll earn a rewards point to redeem towards Merchandise, Travel or Experience rewards
  • Mastercard® Identity Theft Protection™ provides you with access to a number of Identity Theft services,  including a monitoring dashboard, identity monitoring, resolution services, lost wallet assistance, single bureau credit monitoring and URL and Domain monitoring.
  • Set up automatic bill payment
  • Utilize Mobile Wallet – a fast and secure way to keep pace with your lifestyle
  • EMV Chip Security-Enjoy built-in chip technology for an added layer of protection.
  • Gain 24-hour access to your credit card information through our secure website
  • Be in control of your card at all times with SecurLOCK™ Equip - download at the app stores - SecurLOCK™ Equip. 
  • Mastercard® Global Service provides emergency customer service anywhere, anytime, in any language

*Subject to credit approval. Please review the information on Rates and Fees below. 

For complete benefit details, see the Mastercard® Cardholder Credit Benefits

Click here for Information on Rates and Fees.

Apply Here

How do I access the Scorecard Rewards program to see all the great rewards available? 

Visit ScoreCard® Rewards Here

How do I register for Scorecard Rewards? 

Visit How to Enroll Here.

Where can I learn more about SecurLOCK™? 

Visit SecurLOCK™ Benefits Here

Where can I access my new Prairie State Bank & Trust Platinum Credit Card account online? 

Visit eZcard™ Online Access Here. 

You can also quickly access your credit card account through our homepage drop-down under Online Account; Credit Card Access.