There’s something refreshing about talking with Tim Woodward. No buzzwords. No overcomplication. Just a steady, grounded perspective shaped by experience, family, and a deep respect for the communities he serves. After two years with Prairie State Bank & Trust, Tim has stepped into a new role as Market President in Quincy—bringing with him a philosophy that feels both familiar and increasingly rare: relationships first, always.

Credit scores affect more than loan approvals. Learn what actually impacts your score and how small changes can improve your financial position.

Buying a home in Central Illinois doesn’t start with listings — it starts with preparation. Learn how early planning can make the entire process smoother and more confident.

Our Prairie State Bank & Trust employees in Mt. Zion are stepping up to support local students this season by collecting donations for the Mt. Zion Junior High’s Braves Closet — a wonderful program that provides clothing and essential hygiene items to students in need throughout the Mt. Zion Community Unit School District #3.

Helping Families Achieve the Dream of Homeownership – Meet Tyler Ott Buying a home is one of life’s biggest milestones, and having the right partner in the mortgage process makes all the difference. That’s why Prairie State Bank & Trust is excited to welcome Tyler Ott to our Mortgage Lending team.

Prairie State Bank & Trust is excited to share that Jason Burgener, currently serving as a Treasury Sales Officer, will be expanding his role to also include Commercial Lending in our Eastern Region. Based out of our Mattoon office, Jason will continue to support business customers with treasury services while also working with businesses, municipalities, and individuals on their lending needs.